Banking Sector Information Table

Banking Sector Information Table
This table is prepared for the purpose of providing information about the banking sector to the public
Balance Sheet
*TL Billion*	2022 April	2022 December	2023 April
Assets	10,375	14,344	16,385
Securities portfolio	1,750	2,370	2,779
Loans	5,648	7,581	8,911
Liabilities	10,375	14,344	16,385
Deposits	6,131	8,862	10,350
Shareholders' equity	957	1,407	1,565
Ratios
%	2022 April	2022 December	2023 April
Performance
Net interest margin (as of average assets, annual)	4.5	6.5	5.8
Provisions (as of average assets, annual)	1.8	1.8	1.7
Special provisions	0.7	0.7	0.6
Provision for general loan losses	1.1	1.1	1.1
Return on average equity (annual)	23.5	40.3	37.2
Return on average assets (annual)	2.1	3.6	3.5
Capital Adequacy
Core capital adequacy ratio	15.8	15.5	13.6
Capital adequacy standard ratio	20.4	19.5	17.0
Leverage
Assets to shareholders' equity	10.8	10.2	10.5
Assests Quality
Non-performing loans (before provisions) to total loans	2.8	2.1	1.9
Funding
Loans to deposit	92.1	85.5	86.1
Liquidity
Liquidity Requirement Ratio	153	155.6	156.6
Source: BRSA, BAT

Balance Sheet