Banking Sector Information Table

Banking Sector Information Table

This table is prepared for the purpose of providing information about the banking sector to the public

Balance Sheet

TL Billion2023 August2023 December2024 August

Assets

20,33223,51926,690
Securities portfolio3,4863,9704,790
Loans10,45011,67714,639

Liabilities

20,332

23,519

29,690

Deposits12,93214,85217,461
Shareholders' equity1,8612,1222,547

Ratios

%2023 August2023 December2024 August

Performance

Net interest margin (as of average assets, annual)4.43.83.7
Provisions (as of average assets, annual)1.51.21.1
Special provisions0.40.40.5
Provision for general loan losses1.10.80.6
Return on average equity (annual)353528
Return on average assets (annual)3.33.12.5

Capital Adequacy

Core capital adequacy ratio14.715.113
Capital adequacy standard ratio18.718.817

Leverage

Assets to shareholders' equity10.911.111.7
Assests Quality
Non-performing loans (before provisions) to total loans1.71.61.7
Funding
Loans to deposit80.878.683.8
Liquidity
Liquidity Requirement Ratio162.0159.9153.1
Source: BRSA, BAT
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